Associate, Credit (Group Risk Management)

We are a reputable provider of personal loans in Malaysia. We offer superior lending experiences and the most accommodating payback plan in the sector.
Our leading-edge technology delivers quick and flexible funding to small and medium-sized businesses where it is most needed, enabling them to thrive while supporting the ever-growing community of SMEs. Job Highlights: Attractive employee benefits
Healthy learning and career development environment
Annual Bonus and Incentives
Key Responsibilities: Work closely with our business partners to manage the bank's risk exposure by balancing our objectives to maximize returns against an acceptable risk profile.
Provide review and challenge to ensure key operational risks are adequately identified and managed.
Understand and gain good knowledge of end-to-end systems operation and processes; ideate, recommend and drive continuous improvements to gain efficiency and productivity while reducing manual errors and risks.
Ensure all aspects of credit risks and regulatory considerations (relating to the product, as applicable) are assessed, enabling the Bank's loan portfolios to remain healthy and profitable.
Conduct industry study and regular update on economic review for the reference of all business units to keep abreast with the fast changing business landscape and environment
Job Requirements : Bachelor's Degree in Accounting/ Finance/ Economics/ Business Administration or equivalent.
At least 3 to 5 years of working experience in a credit risk management role. Strong analytical skills, resourceful and attentive to details.
A team player, good communication skills with a problem-solving attitude
Experience with assessing and approving loan applications, in particular Equity/ Share Margin Financing. (Experience in other secured and unsecured loan assessment, including the regulatory requirements surrounding these services, would be preferred.)
Possess excellent knowledge in MS Office applications.
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