Funding Societies | Modalkuis the largest SME digital financing platform in Southeast Asia.
We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia.
We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provide business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors.
And here at Funding Societies | Modalku we live by our core values:Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession
Grow Relentlessly: Strive to become our best, most authentic selves
Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed
Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation
Focus on Impact: Create impact through bias for action and tangible resultsWe are seeking a highly experienced and knowledgeable professional to join our team as the Associate Director, Portfolio Risk.
As a Portfolio Risk Manager, you will be responsible for overseeing the credit management function of our lending portfolio.
You will work closely with cross-functional teams, including credit analysts, underwriters, and senior management, to develop and implement effective risk management strategies that align with our business objectives and regulatory requirements.What you will do:
Portfolio Risk Assessment: Conduct comprehensive risk assessments of our lending portfolio to identify potential vulnerabilities and opportunities for improvement
Risk Management: Develop and maintain risk tools to monitor portfolio performance and identify emerging risks
Credit Policy Collaboration: Collaborate with the credit teams to improve and maintain credit policies, guidelines, and underwriting standards that align with industry best practices and regulatory requirements
Monitoring and Reporting: Continuously monitor the portfolio's credit quality, delinquency rates, and other key credit risk indicators.
Prepare regular reports for senior management and regulatory authorities
Portfolio Optimization: Identify opportunities for portfolio optimization, including risk-adjusted return enhancements and diversification strategies
Stress Testing: Design and execute stress tests to evaluate the portfolio's resilience under adverse economic conditions and develop contingency plans
Team Leadership: Lead a team of risk professionals, providing guidance, coaching, and fostering a culture of risk awareness and accountability
Communication: Communicate risk findings and recommendations to senior management and other stakeholders in a clear and concise mannerRequirements
What we are looking for:
Bachelor's degree in finance, economics, or a related field
A minimum of 10 years of experience in credit or risk management within the financial services or fintech industry
Strong knowledge of credit risk and portfolio management
Familiarity with Basel requirements and best practices in risk management
Proficiency in data analysis and statistical tools
Strong leadership and team management abilities
Excellent interpersonal, communications and presentation skills with the ability to work across different departments
Fluent in both written and spoken English
Hands-on experience in new product processesGood to Haves:
Team lead experience
Fintech experience
Project management experienceBenefits:
Time off - Flexible paid vacations and holidays, including special days like birthdays and work anniversaries.
Flexible Working - Control of work & life balance with accommodation for personal life.
Medical Benefits - Health insurance coverage for employees and dependents.
Mental Health and Wellness - Wellness initiatives and coaching for mental and physical health.
Learning & Development - Self-learning L&D allowances.
Tech Support - Company laptop and support for productivity tools.Seniority levelDirector
Employment typeFull-time
Job functionFinance and Sales
IndustriesIT Services and IT Consulting#J-18808-Ljbffr