Credit Analyst Executive

We are a reputable provider of personal loans in Malaysia. We offer superior lending experiences and the most accommodating payback plan in the sector.
Our leading-edge technology delivers quick and flexible funding to small and medium-sized businesses where it is most needed, enabling them to thrive while supporting the ever-growing community of SMEs. Job Highlights: Attractive employee benefits
Healthy learning and career development environment
Annual Bonus and Incentives
Key Responsibilities: Carry out credit evaluation, recommendation and approval for Business lending, personal loan based on client's financial statement. Reviewing credit risk for new applications and existing customers by carrying out credit worthless checks and making credit limit recommendations, evaluate and mitigate credit risks.
Perform other credit-related research (Industry/sector research, economic updates etc) as complementary to fundamental credit analysis.
Monitor, review past due and delinquent accounts and constantly follow up with the Sales team and customers on collection activities and action taken.
Make evaluation through phone with customer & all information that customer given, ensure all data is accurate & follow the guideline.
Willing to work extra-miles such to improve current credit policy, credit analysis methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc.
Job Requirements : At least a Diploma in Finance/ Accounting/ Banking or equivalent. At least 1 years of relevant working experience and preferably in the credit evaluation experiences Experienced in Microsoft Office application including Excel, Word and Outlook
Excellent communication & Interpersonal Skills
Able to work independently with minimal supervision and work to meet deadlines
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