Credit Analyst Executive

We are a reputable provider of personal loans in Malaysia. We offer superior lending experiences and the most accommodating payback plan in the sector.Our leading-edge technology delivers quick and flexible funding to small and medium-sized businesses where it is most needed, enabling them to thrive while supporting the ever-growing community of SMEs.
Job Highlights:Attractive employee benefits
Healthy learning and career development environment
Annual Bonus and Incentives
Key Responsibilities:Carry out credit evaluation, recommendation, and approval for business lending and personal loans based on client's financial statements.
Review credit risk for new applications and existing customers by conducting credit checks and making credit limit recommendations; evaluate and mitigate credit risks.
Perform other credit-related research (industry/sector research, economic updates, etc.) as complementary to fundamental credit analysis.
Monitor and review past due and delinquent accounts, following up with the sales team and customers on collection activities and actions taken.
Evaluate information provided by customers through phone interactions, ensuring all data is accurate and follows guidelines.
Willing to work extra miles to improve current credit policies and analysis methodologies such as credit scoring, portfolio analysis, client audits, etc.
Job Requirements:At least a Diploma in Finance, Accounting, Banking, or equivalent.
At least 1 year of relevant working experience, preferably in credit evaluation.
Experienced in Microsoft Office applications, including Excel, Word, and Outlook.
Excellent communication and interpersonal skills.
Able to work independently with minimal supervision and meet deadlines.#J-18808-Ljbffr