Credit Assessment Executive

To perform credit evaluation for personal financing/hire purchase applications submitted by applicants or merchants according to authority limit based on their financial statement.
Ensure completeness of each credit analysis prepared and ensure they are done according to organization's credit policy and procedure.
To deliver high-quality assessment skill to detect fraud document and information given.
To deliver high quality account approved with low delinquent rate.
To improve current credit policy, credit analysis methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc.
Properly assess and analyse current economic factors related to lending risks.
Perform annual compliance review.
Prepare regular reports on credit evaluation trends and portfolio risk levels for management.
Requirement:
Degree holder in mathematics, statistics, finance, business, economics or related field.
Strong math and analytical skills are essential to complete job requirements successfully.
Able to converse in Bahasa Malaysia and English.
Ability to converse in Mandarin will be an added advantage.
At least 3 years of relevant working experience in credit evaluation.
Ability to multitask and work toward multiple deadlines simultaneously.
Confident in decision making and the ability to explain processes or choices as needed.#J-18808-Ljbffr