About Grab and Our Workplace
Grab is Southeast Asia's leading superapp. From getting your favourite meals delivered to helping you manage your finances and getting around town hassle-free, we've got your back with everything. In Grab, purpose gives us joy and habits build excellence, while harnessing the power of Technology and AI to deliver the mission of driving Southeast Asia forward by economically empowering everyone, with heart, hunger, honour, and humility.
Get to Know the Team
Grab's lending division, GFSA (Grab Financial Services Asia), provides microcredit to drivers, agents, and merchants within the Grab ecosystem.
The Country Credit Operations team establishes and implements credit risk management policies. They collaborate with the Country Head, Product team, and Regional Credit Risk team to improve technological and risk methodologies.
Get to Know the Role
This role offers substantial opportunities for professional growth, encompassing the full spectrum of credit risk management, including data integrity, systems, reporting, and risk/capital methodologies.
You will report directly to theHead of Lending, Malaysia GrabFin. and be based in Petaling Jaya, working onsite.
The Critical Tasks You Will Perform
You willdevelop and implement the credit framework/Credit Policies for the country.
You willhelp develop and implement data collection, data analytics, and other strategies to analyze statistical efficiency and guide decision-making.
You willanalyze data using an out-of-the-box lens from within and outside the Grab ecosystem to help make Credit decisions.
You willestablish measurements to analyze credit model and policy performance, uncover insights, and identify targeted areas for improvements.
You willwork with business, data analytics, and other departments to calibrate country credit policy and help dynamic prioritization of credit business.
You willmonitor credit performance metrics to identify issues and new credit processes or feature improvements, and business growth opportunities.
You willhelp provide inputs from a Credit Risk perspective for regulatory approvals.
You willhelp design and implement reports and performance measurement dashboards.
What Essential Skills You Will Need
You havea Bachelor's in Statistics, Mathematics, or Economics.
You have8 years of relevant work experience in credit policy, credit analytics, or an insights-related role.
You haveanalytical skills with the ability to collect, organize, and analyze significant amounts of information and accuracy.
You haveexpertise in queries, report writing, and presenting findings, and willingness to share knowledge with the team.
You havea detail-oriented approach and efficient time management skills, growing in a dynamic work environment.
You havetechnical expertise regarding data models, data mining, and segmentation techniques, and the ability to conceptualize and execute credit scoring using non-conventional alternative data.
You haveexperience in managing regulatory approvals in your country, a strong foundation in data query/manipulation using SQL, data visualization using tools like Tableau, and proficiency in programming languages such as SAS, R, Python, SPSS, Matlab, or other tools for statistical analysis (good to have).
Life at Grab
We care about your well-being at Grab, here are some of the global benefits we offer:
We have your back withTerm Life Insuranceand comprehensiveMedical Insurance.
WithGrabFlex,create a benefits package that suits your needs and aspirations.
Celebrate moments that matter in life with loved ones throughParentalandBirthday leave , and give back to your communities throughLove-all-Serve-all (LASA)volunteering leave
We have a confidentialGrabber Assistance Programmeto guide and uplift you and your loved ones through life's challenges.
Balancing personal commitments and life's demands are made easier with our FlexWork arrangements such as differentiated hours
What We Stand For At Grab
We are committed to building an inclusive and equitable workplace that provides equal opportunity for Grabbers to grow and perform at their best. We consider all candidates fairly and equally regardless of nationality, ethnicity, race, religion, age, gender, family commitments, physical and mental impairments or disabilities, and other attributes that make them unique.#J-18808-Ljbffr