Loan Product Manager-(2400016H)DescriptionLoan/credit related product formulation, development, enhancement, implementation and annual review (include NPAP & BNM approval if require)Continues enhancement and review of loan products sales process and procedures to achieve maximum efficiency and customer satisfaction (include LO, PDS, documentation & forms if required)Review of the process and procedures include loan system and in the event of any new schemes launch by BNM/CGC/SJPPJointly develop effective marketing plans and promotion campaigns with marketing team upon product launches/when necessaryResponsible in development, enhancement and review of loan product sales toolsEnsure the program complies with all relevant legal and regulatory requirementsProduct training for new recruits/ retooling/ new product launchLeading, managing and involve in projects and ad-hoc assignment.Interpret data, analyse result and assist in presenting finding or recommendation for decision making.Assist in self-assessment for RCSA, review and remove regulations & controls for respective units testingCoordinate for RCU matters related to Gap Analysis, Action Plan and Compliance TestingQualificationsDegree in Business Management, Marketing, Banking, Risk Management or related area preferred.At least 3 years of banking experience, preferably related to Loans Sales & Marketing/ Loan Support/Credit Risk/Business FinanceA recognized Diploma/Degree or equivalent, preferably in Accounting, Finance, Commerce, Economics or Business coupled with minimum 10 years of working experience of lending experience.
i.e.
SME Credit or Commercial Banking Relationship Manager with Trade knowledge will be an added advantageRelevant industry knowledge pertaining to SME loan and BNM/CGC/SJPP schemes will be an added advantageCommitted in completing assignment within deadline, strong interpersonal and communication (oral and written) skills.Good inter-personal and communication skillsStrong analytical skill and statistical knowledge.
Well verse in various analytics approaches and methodologies.Possess strong initiative and drive and work with the Credit Risk team to grow the business volume while improving the loan qualityAble to work independently as well as a team playerCommitted to service excellence and quality in area of workDetail-oriented to deliver work results