Relationship Manager, Kuantan - Sme Banking

Req ID: 6233- Job Description:- **Key Responsibilities**:- Market and originate SME Banking financing products, deposit products and Takaful for new and existing customers.- Prepare credit proposal and obtain the approval from respective Financing Committees- Prepare a Letter of Offer and liaise with Credit Administration for the completion of security documentation- Proactively monitor credit quality through early problem loan recognition and implement appropriate strategies- Work closely with other Business Development Units (internal & external) in promoting Bank Islam products and services- Manage the disbursement and/or activation process and liaise with the Sales Support Team and Credit Admin Department.- Conduct a review of the customers' facility and recommend the course of action to be taken- Analyze changes in the business activities or variations in the customers' risk profile and decide whether to maintain the relationship or embark on the exit strategy- Maintain and manage customer relationships, cross-sell the bank's products and services, and monitor the growth and quality of the business portfolio to meet the target- Ensure adherence and compliance to all internal policies/guidelines and external regulatory requirements.