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Job PurposeResponsible for the marketing of Hire Purchase (HP) financing/loan products, acquiring HP sales, sourcing of new dealers, and maintaining close business relationships with existing dealers, cross-selling HP related products or Bank's products.
AccountabilitiesMarket HP products and tie-up new dealers for the branch while maintaining good business relationships with dealers.
Meet sales budget on Hire Purchase and Cross Selling assigned with asset quality and a reasonable yield in mind.
Ensure the completeness of documents submitted by dealers, which includes verifying documents against originals and witnessing the execution of loan documents.
Conduct interviews with applicants, inspect vehicles, and visit sites to verify the business/house of applicants if required.
Monitor market share with existing dealers and keep credit processing staff abreast with the current market trends.
Stay updated with the latest and applicable Bank and regulatory policies, guidelines, manuals, and circulars, ensuring compliance at all times.
Ensure that data integrity and workflow/process requirements are met, including timely submission of reports.
Act as an authorized signatory.
Undertake any other job functions as may be assigned by the Management from time to time.
RequirementsPossess Degree/Professional/Diploma.
Self-starter and team player with strong interpersonal and communication (written and oral) skills; knowledge of the HP vehicle market.
Computer literate.
Own transport.#J-18808-Ljbffr