Description Primary Objective: Ensure compliance with credit approval policies / guidelines by performing independent reviews Identify weakness in processes which required tightening on policy and process changes by performing detailed investigationsExecute required operational task and provide operational expertise to the team includes:To perform independent reviews to ensure compliance with credit approval policies / guidelines To mitigate and manage credit risk by providing pre-emptive measures and make informed decisions that can prevent future loses and improve the bank's asset qualityTo monitor and supervise credit compliance functions, to be aligned with the internal policy /guideline Cultivating a risk and compliance culture within the GroupTo pick up the learning points from the investigation and knowledge sharing with the business unit.Key Responsibilities: Conduct Independent Credit Review (ICR)Material Findings and to ensure ratifications (ICR).
Deep dive on First Time in Delinquent (FID) / New Impaired/Speed flow down cases Overseeing Trade Irregularities portfolio and propose actionsEarly Alert checking on Covenant Monitoring and to alert CBBCs for any non-compliance Requirements Requirements: Bachelor Degree - Business Administration, Finance, Management or equivalent.. - CCP/ CCE or equivalentYears of related experience: > 3 yearsIndustry: Banking Good communication skills (ability to communicate/collaborate with team members)Good problem-solving skillsProficient in Microsoft Office application (esp MS Excel)Able to work in team and independentlySelf-starter, independent with strong analytical and problem-solving skillsExpertise and capability of performing tasks relevant to the domain and delivering required output Benefits Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g.
Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards