ABOUT US: PolicyStreet is a leading InsurTech group, specialising in innovative digital insurance solutions for businesses and consumers in Southeast Asia and Australia. With a network of over 40 providers, we offer a comprehensive range of products, including embedded insurance, customised employee benefits, financial advisory, and digital solutions – making insurance straightforward, for everyone. Through our regional group of companies, we serve more than 5 million customers with over US$ 4 billion in sum insured. ABOUT THE ROLE: You will join a dynamic team focused on profit-oriented underwriting for Property and Miscellaneous Underwriter propositions. Our Underwriter analyses claims experience, loss ratios, and other group-specific data to creatively evaluate standard and non-standard risks and develop optimal coverage solutions for our broker partners, cedents and clients all over South East Asia and Australia. We also collaborate with internal stakeholders and market owners to generate proposals, resolve account management issues, and service customers. You will be working with a great bunch of energetic people in building and offering InsurTech solutions across Southeast Asia and Australia. Requirements WHAT YOU'LL DO: Understand and apply insurance principles to standard and non-standard risk situations. Understand and apply data analytics to assure the Company is adequately pricing for the risk under consideration. Able to demonstrate an in-depth understanding of both standard and non-standard policy wordings, extensions, and limitations. Able to identify when to alter policy terms and the resulting impact. Manage the definition, development and delivery of all insurance products to ensure alignment with customer needs. Accurately spot trends in early stages and collaborate to improve product offerings and financial results. Review and challenge market/customer strategies, applying in-depth market understanding and innovative views. Support the business in developing appropriate underwriting and analytical processes and outputs. Tactfully navigate key regulatory and risk management obligations of the Company. WHAT WE EXPECT OF YOU: Minimum 3 to 4 years of underwriting experience In depth knowledge of insurance, with a focus on Property and Miscellaneous underwriting, additional Accident and Health underwriting experience will be advantageous Experience in producing a profitable portfolio of business within underwriting authority Strong analytical skills to assess exposures, coverages, terms and conditions to appropriately assign underwriting decision on risks Knowledge and proficiency in the use of underwriting tools, applications, guidelines, and data analytics Encourage collaboration in support of the end-to-end journey Strong negotiation, analytical skills, ability to multi-task with attention to detail Considers the various forms of impact in an end-to-end process and learns eagerly from past projects Highly motivated to apply new skills to novel situations Constantly looking for the best option, identifying positives and negatives, to make effective decisions Benefits PERKS YOU'LL GET TO ENJOY WHILE WORKING HERE! Medical and Life insurance. A wide range of health benefits - including optical, dental, and physiotherapy. Opportunities to experience continuous and rapid growth as well as skills enhancement. Collaboration with an energetic team, that makes the work and learning a lot more fulfilling and fun. We also have a well stocked pantry! Join Our Team in Shaping the Future of Insurance As a homegrown startup that seeks to innovate how we use and think of insurance, we value teammates who think big, challenge the old ways, and take extreme ownership. In PolicyStreet, we aim to do better, to serve people better. We are committed to pushing boundaries of innovation and to develop Purposeful and Simple insurance solutions for businesses and consumers, narrowing the protection gap and improving financial inclusivity in the region. If you are driven to make change, keen to be at the forefront of insurance innovation, and grow with a team of talented and motivated people, we'd be just as excited to get to know you too! Find out more about us via our website at www.policystreet.com . At PolicyStreet, we uphold the principles of equal opportunity and embrace diversity. We are committed to a workplace free from discrimination based on race, religion, colour, gender, sexual orientation, age, marital status, veteran status, or disability status.
