ACCOUNT RELATIONSHIP MANAGER/ EXECUTIVE CREDIT ANALYST (JOHOR)We invite highly dedicated and motivated individuals to fill the position of Account Relationship Manager/ Executive Credit Analyst.
ROLES AND RESPONSIBILITIES
ADMINISTRATIONInsert applicants' information and financing details into the S3P system for recording and drawdown purposes.
Extract and sort financing information from the S3P system for the preparation of financing reports to be tabled to management regularly.
Highlight any financing and operational issues in the issue log of the S3P System for system enhancement and production/revision of financing/credit guidelines/SOP.OPERATIONAL ACTIVITIESProcess all financing applications upon receipt of complete supporting documents from the Marketing Section.
Prepare credit papers for review/recommendation for approval by the approval committee.
Lodge the Single Customer Credit Limit (SCCL) of each franchisor and pre-franchisor to the Risk Management Department.
Conduct risk assessments for further evaluation by the Risk Management Department.
Present proposals to the approval committee for decision.
Produce Offer Letters to customers as per the financing terms and conditions decided.
Verify information on assets, collateral, and financial data prior to proposal presentation to the approval committee, which may require site visitation and confirmation from information providers.
Observe the process timeline as stipulated in the existing financing/credit guidelines, Clients' charter, and ISO9001:2015.OTHERSAssist the division or any other departments on an ad-hoc basis in organizing/managing franchise-related programs/events.
Participate in activities set by the management.MINIMUM REQUIREMENTS
Bachelor's Degree, Post Graduate Diploma, Professional Degree in Finance/Accountancy/Banking, Business Studies/Administration/Management, Marketing, Commerce, or equivalent.
At least 3 years of working experience in the related field.
Required skills: report writing, communication skills, independence.
Required languages: Bahasa Malaysia, English.
Pernas is an agency owned by the Ministry of Finance Incorporated (MOF Inc.) with the mandate to lead the development of Malaysia's franchise industry.
We aim to develop the franchise industry while increasing the number of franchise entrepreneurs through our expertise in providing quality service and products.#J-18808-Ljbffr