Add expected salary to your profile for insights
Responsibilities:Analyse and process Unsecured Financing and Credit Card applications with complete set of documentation and information obtained for new and existing customer applications.
Ensure applications / AML alerts are processed within the stipulated turnaround time, achieving the KPI's set and decisions are in-line with compliance and regulatory requirements.
Perform verification of applicants with relevant parties to ensure the genuineness of the applicant and employment details are established.
Investigate AML alerts triggered for CDD, ODD, or Watchlist via AML system for any elements of suspicious or abnormalities of profile that may trigger red flags and provide recommendations for onboarding or continuing the relationship.
Be alert in detecting and preventing any potential elements of fraud or fraudulent applications.
Follow-up of documents/information via RCSU or email with sales/branches/Group Compliance to support the credit application or AML findings.
Perform Verbal Acceptance tasks for Unsecured Financing.
Compute and update applicant's income, Debt Service Ratio, and other relevant variables accurately before performing the Centralized Retail Decision Engine (CRDE).
Evaluate, analyze, and approve credit facilities within credit practices based on credit check findings and CCRIS conduct.
Perform CTOS, Interpol, and AML Fuzzy name searches and update the findings into RCSU or CAF system.
Perform UAT Testing, escalate, and follow up in the event of any system issues.
Exercise individual discretionary authority in accordance with approvals granted by management and ensure quality and accuracy.
Undertake any other directives, duties, and ad-hoc tasks assigned by Management from time to time.
Qualifications:Bachelor Degree or Professional Qualification in the relevant discipline (Banking/Accounting/Finance/Business/Economics) or its related courses.
Company Overview:
CIMB Group is one of ASEAN's leading universal banking groups and is Malaysia's second largest financial services provider, by assets. It offers consumer banking, commercial banking, investment banking, Islamic banking, and asset management products and services. Headquartered in Kuala Lumpur, the Group is present in all 10 ASEAN nations (Malaysia, Indonesia, Singapore, Thailand, Cambodia, Brunei, Vietnam, Myanmar, Laos, and Philippines). Beyond ASEAN, the Group has market presence in China, Hong Kong, India, Sri Lanka, Korea, the US, and UK.
CIMB Group has the most extensive retail branch network in ASEAN with approximately 720 branches as of 30 September 2019. CIMB Group's investment banking arm is also one of the largest Asia Pacific-based investment banks, offering amongst the most comprehensive research coverage of around 600 stocks in the region.
CIMB Group operates its business through three main brand entities: CIMB Bank, CIMB Investment Bank, and CIMB Islamic. CIMB Group is also the 92.5% shareholder of Bank CIMB Niaga in Indonesia and 94.8% shareholder of CIMB Thai in Thailand.
CIMB Group is listed on Bursa Malaysia via CIMB Group Holdings Berhad, with a market capitalization of approximately RM48.9 billion as of 30 September 2019. The Group has around 36,000 employees located in 16 countries.
For more information, please visitwww.cimb.com .#J-18808-Ljbffr