Analysis & Reporting (Banking & Financial Services)
Full time
Add expected salary to your profile for insights
Portfolio Strategy, Management and Analytics
Design, build, implement and maintain credit risk reports
Monthly and periodic reporting and portfolio review against operating budgets and key risk triggers.
Analysis of credit risk data against past and expected trends to sufficiently explain key portfolio variance / performance drivers
Portfolio analysis, monitoring and reporting in regular and timely basis
Analyse and report portfolio KPI's to management, HOD and business partners ensuring information is accurate
Oversee and perform system UATs for credit-risk related systems
Provide analytical/ statistical data to support recommendation to enhance credit policies, segmentation, simulation techniques and management actions to be taken
Proactively engage the Portfolio Analytics Manager on portfolio shape, trend and abnormalities in the portfolio movements
To assist Portfolio Analytics Manager on campaigns and product proposals
Review and provide recommendation based on credit strategy outcome and continuously improve credit analytics structure.
Conduct credit analysis and propose test cells with the objective of meeting the business budget and sales targets.
Perform data integrity check with various stakeholders to ensure data accuracy and consistency
Obtain market intelligence such competitors' offerings, latest market trends as well as industry-specific business or banking needs.
Ensure compliance to BNM regulations, applicable laws and internal policies and processes.
Take on any other responsibilities proactively and promptly as and when assigned by the Senior Management.
Stakeholder Engagement
Continuously develop and enhance credit campaigns, product proposals, campaign papers, portfolio strategies and initiatives, through close collaboration with product business owners, credit and risk partners, especially Group Credit Policy Team, to grow strong and resilient consumer loan portfolios in line with Bank's risk appetite framework.
Collaborate with Consumer business heads and product managers to develop business strategies and plans on new customer growth opportunity and existing portfolio in order to achieve the division's revenue and profit targets.
Actively engage end-to-end stakeholders to monitor, review and enhance credit controls and risk mitigation processes to minimize credit losses and preserve the viability of consumer loan portfolios through economic cycles.
People Management
Conduct formal and periodic informal performance appraisal and perform career planning for direct reports (e.g. recommendation for promotion, training needs, internal transfers, etc).
Work towards strengthening the performance culture and reinforcement of accountabilities within respective teams.
Ensure staff are appropriately qualified to meet both the current needs of the business as well as the foreseeable plans.
Ensure compliance to regulatory, credit and business rules/ regulations.
How do your skills match this job?How do your skills match this job? Sign in and update your profile to get insights.
About Alliance Bank Malaysia Berhad
Alliance Bank Malaysia Berhad and its subsidiary, Alliance Islamic Bank Berhad, offers banking and financial solutions through its consumer, SME, corporate, commercial and Islamic banking. The Bank provides easy access to its broad base of customers throughout the country via multi-pronged delivery channels that include retail branches, Privilege Banking Centres, Business Centres, Investment Bank branches, and mobile and Internet banking.
About Alliance Bank Malaysia Berhad
Alliance Bank Malaysia Berhad and its subsidiary, Alliance Islamic Bank Berhad, offers banking and financial solutions through its consumer, SME, corporate, commercial and Islamic banking. The Bank provides easy access to its broad base of customers throughout the country via multi-pronged delivery channels that include retail branches, Privilege Banking Centres, Business Centres, Investment Bank branches, and mobile and Internet banking.
To help fast track investigation, please include here any other relevant details that prompted you to report this job ad as fraudulent / misleading / discriminatory.
What can I earn as an Assistant Vice President#J-18808-Ljbffr