Tätigkeitsbereich:Finanzen / Leasing & BankingFachabteilung:Retail, Dealer & Corporate CreditGesellschaft:Mercedes-Benz Services Malaysia Sdn BhdStandort:Mercedes-Benz Services Malaysia Sdn Bhd (Financial Services), Kuala LumpurStartdatum:..4Veröffentlichungsdatum:..4Stellennummer:MER3D2GArbeitszeit:Vollzeit BewerbenAufgabenYou are on a mission : Drive Financial Excellence with Mercedes-Benz Services Malaysia!As a part of one of the most prominent captive financial services providers, we are not just offering a job, but a passage to unparalleled professional growth.
We are on the lookout for passionate, driven individuals who are ready to accelerate their careers and shape the future of mobility.
At Mercedes-Benz, you'll find more than a role; you'll discover a calling where your work reverberates with excellence and propels the industry forward.
If you're ready to drive into a world of opportunity, Mercedes-Benz Services Malaysia is your destination.
Here's the role at a glance that might be beneficial for you to know : This role will be managing Credit Operations team of OneHub Asia Pacific markets (Malaysia, Singapore, Hong Kong & Taiwan) to deliver an excellent operational performance to markets and enable to achieve the agreed CSI/DSI/KPI/OPI To manage Retail /Corporate/Dealer Credit teams to ensure risk related practice & operation strictly follow global rule and local policies.
Establish local Retail/Corporate/Dealer Credit policy to appropriately support business and in line with global credit rule, product rule and local regulationManage risk related KPIs and adjust risk appetites to achieve company targetCoordinate with HQ stakeholders to enhance automation of contract origination process and scorecard developmentProvide passionate leadership to the team to achieve Underwriting target.and also to act as Deputy Credit Risk Manager Further roles and responsibilities : Lead Underwriting team to execute high quality standards for each new credit applicationPeriodically provide on-job trainings and analytic feedback to underwriters for continuous improvement & developmentProvide consultation to markets on risk related topics and best practices in underwritingEstablish & update local underwriting guidelines to be line with global credit rule & product rule and meet business needsEnsure Underwriting operations are efficient and fully in compliance with policies & guidelines and achieve company targetsConduct risk audit function over Retail/Corporate dealer Underwriting, and credit administration to ensure risk related operations are in compliance with polices guidelines and comments from Risk Review & Corporate AuditJointly monitor scorecard & BPR performance with HQ and provide comments & feedback to contribute scorecard & BPR re-workSupport in implementation and management of credit related projectConduct other tasks as required by supervisor to support achievement of the company and team's business objectivesProvide the extension service for special requirement from dealer and customer.Development of self, through classroom and on-the-job training, while fulfilling a support & mentor role to all new starts in the companyEvaluate, train and manage the performance of the team members to achieve high performance and to meet engagement, retention, and succession objectives.QualifikationenEducational Background Bachelor's degree preferable in Finance, Accounting, Business or related discipline Professional Experience Minimum of 7 to years direct experience in credit operations and people management roleExtensive knowledge of credit systems and practices, operations in a bank or financial institution or shared services industry.Strong understanding of the hire purcase and credit/finance industry, business operations, financial analysis, portfolio trends/behavior and lending guidelines of marketKnowledge of local regulations within Asia Pacific markets.
Required Specific Knowledge and Capabilities Good knowledge in Ms Office software lke Word and ExcelGood spoken and written English.
Added advantage : Conversant in Cantonese/Mandarin and local dialectsGood knowledge of Finance Contract Management ERPGood communication and interpersonal skills (ability to interact with all levels)Ability to quickly adapt to new culture and environment and to work with other departmentsAbility to multi-taskAbility to handle stressAbility to work in a team as well as be independentProblem-solving skillsAttention to detailAbility to meet deadlinesTactful If you have the drive to succeed and the desire to work with the best, we invite you to apply.
Take the lead on your career path with Mercedes-Benz Services Malaysia and let's shape the future of automotive finance together!
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