Joining Razer will place you on a global mission to revolutionize the way the world games. Razer isa place to do great work , offering you the opportunity to make an impact globally while working across a global team located across 5 continents. Razer is alsoa great place to work,providing you the unique, gamer-centric #LifeAtRazer experience that will put you in an accelerated growth, both personally and professionally.
Job Responsibilities:Evaluate and underwrite new merchant applications, assessing creditworthiness, business model, and potential risk factors.
Conduct detailed analysis of financial statements, credit reports, and other relevant data.
Approve or decline merchant applications based on established guidelines and risk appetite.
Perform regular reviews and risk assessments of the merchant portfolio.
Utilize risk management tools and data analytics to detect and investigate suspicious activities.
Monitor the transaction activity of existing merchants to identify unusual patterns or behaviors indicative of potential fraud.
Ensure all underwriting and risk management activities comply with industry regulations, company policies, and international standards.
Work closely with the sales team to understand business needs and provide risk-related guidance and communicate risk assessment findings/decisions to relevant stakeholders clearly and effectively.
Maintain accurate and comprehensive records of all underwriting and risk assessment activities.
Prepare regular reports on risk exposure, underwriting decisions, and portfolio performance for senior management.
Pre-Requisites:Candidate must possess at least a Bachelor's Degree in Finance, Business Administration, Economics, Risk Management, or a related field. Professional certification is an added advantage.
3+ years of experience in risk analysis, underwriting, or a related field, preferably within the e-commerce or payments industry.
Excellent understanding of risk management principles and practices in the context of e-commerce and payment processing.
Proficiency in using risk management software and tools.
Familiarity with ticketing systems and CRM software.
Capable of working independently and collaboratively in a dynamic work environment.
Attention to detail and the ability to make informed decisions under pressure.
Knowledge of industry regulations and compliance standards.
Strong communication and interpersonal skills.
Willingness to work in I-City, Shah Alam.
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