Role overview: The Senior Associate will be joining the new Global Due Diligence function at TerraPay and will be responsible for assisting with the onboarding of clients and partners in the APAC region. They will be working closely with the Head of Due Diligence and MLROs in ensuring the compliance with AML regulations across all jurisdictions where TerraPay is licensed and will help build and test new processes and procedures for onboarding and periodic reviews.
How you will create impact: Directly onboarding TerraPay clients and partners, carrying out full screening and risk assessments, ensuring that TerraPay's due diligence requirements are met in full. Working directly with the business development managers / relationship managers to ensure new clients and partners are within TerraPay's risk appetite and comply with TerraPay's global AML policies. Performing enhanced deep dive client/partner risk assessments and producing comprehensive reports for the respective MLROs and senior management to assist with high-risk customer decisioning. Working on creating procedure guides and manuals for the onboarding of clients from new business verticals. Staying up to date with regulatory developments affecting the business and maintaining a working knowledge of relevant anti-money laundering regulations. Essential qualifications: Written and verbal fluency in English and Business Mandarin. Experience of correspondent banking relationships is preferred. Payments experience, especially in money remittance, or alternative payment methods is preferred. Experience/knowledge of issuing + acquiring is also preferred, including knowledge of Visa/Mastercard scheme rules. Preferably experience in performing EDD assessments on high-risk and complex clients. 5+ years of experience in financial crime (KYC, CDD, EDD, transaction monitoring, quality assurance testing, SAR reporting). ICA, ACAMS or equivalent AML certifications would be advantageous. Interview rounds & assessments: Table for Two:A brief chat with one of our Recruiters to assess your foundational competencies and provide an overview of TerraPay. Beyond the Bio:A discussion with an SME or the RM to evaluate your role-specific knowledge, problem-solving abilities, and gain a deeper understanding of the company and team dynamics. Manager Meetup:A comprehensive discussion about the role and responsibilities, expectations, and mapping out potential career growth. Hot Seat:A cultural fit round that includes an overview of the company's core values and long-term plans. Why TerraPay: TerraPay is a global money movement player on a mission to build a borderless financial world. We believe payments should be instant, reliable, transparent, seamless, and fully compliant.
Registered and regulated across 31 global markets, we are a leading payments partner for banks, mobile wallets, money transfer operators, merchants, and financial institutions.
We are proud to be a twice-certified Great Place to Work and were featured in the 2023 CB Insights Fintech 100 and the 2024 Financial Times 1000 lists.
Read more about TerraPay here Our culture & core values: At TerraPay, we don't just talk about our values—we live by them. Humility, ownership & responsibility, entrepreneurship, global citizenship, and trusting empowerment are the principles that guide everything we do. If you're looking for a career that offers abundant opportunities for innovation and a culture of excellence, TerraPay is the place to be.
With comprehensive healthcare benefits, cab facilities for our India-based employees, and a generous leave policy, we've got you covered. Join us in one of our 10 offices worldwide and collaborate with a diverse team representing 40+ nationalities.
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